diff --git a/app.js b/app.js
index 00905cc..b35cb07 100644
--- a/app.js
+++ b/app.js
@@ -98,6 +98,8 @@ app.use('/api/files', fileRoutes);
 app.use('/api/dashboard', dashboardRoutes);
 app.use('/api/activity-logs', activityLogRoutes);
 app.use('/api/contact-inquiries', contactInquiryRoutes);
+const pendingStudentRoutes = require('./components/pendingStudents/pendingStudentRoutes');
+app.use('/api/pending-students', pendingStudentRoutes);
 app.use('/api/seed', seedRoutes);
 app.use('/api/data-import', dataImportRoutes);
 app.use('/api/settings', settingRoutes);
diff --git a/components/classes/classController.js b/components/classes/classController.js
index 0a56bd0..8dd9062 100644
--- a/components/classes/classController.js
+++ b/components/classes/classController.js
@@ -49,3 +49,8 @@ exports.getPublicClasses = catchAsync(async (req, res) => {
   const { data, meta } = await classService.getPublicClasses(req.query);
   return listResponse(res, 200, data, meta);
 });
+
+exports.getPublicOne = catchAsync(async (req, res) => {
+  const cls = await classService.getPublicOne(req.params.id);
+  return successResponse(res, 200, 'Class retrieved successfully', cls);
+});
diff --git a/components/classes/classRoutes.js b/components/classes/classRoutes.js
index 7d7b617..8181bc0 100644
--- a/components/classes/classRoutes.js
+++ b/components/classes/classRoutes.js
@@ -11,6 +11,7 @@ const router = express.Router();
 
 // Public Scope
 router.get('/user/get-all', classController.getPublicClasses);
+router.get('/user/get-one/:id', classController.getPublicOne);
 
 router.use(authMiddleware);
 
diff --git a/components/classes/classService.js b/components/classes/classService.js
index 7b04b24..abb178e 100644
--- a/components/classes/classService.js
+++ b/components/classes/classService.js
@@ -202,4 +202,19 @@ const getPublicClasses = async (query = {}) => {
   return { data: items.map(enrichClassForDisplay), meta: calculateMeta(total, page, limit) };
 };
 
-module.exports = { getAll, getOne, create, update, remove, registerUsers, removeUser, getMyClasses, getPublicClasses };
+const getPublicOne = async (id) => {
+  const cls = await Class.findOne({
+    _id: id,
+    isActive: { $ne: false },
+    showOnFrontend: { $ne: false }
+  })
+    .select('name course professor capacity tuitionFee hasDiscount discount freeSpots startDate endDate days startTime endTime isActive')
+    .populate({ path: 'course', select: 'title type description sectionCount hoursPerSection price' })
+    .populate({ path: 'professor', select: 'name surname' })
+    .lean();
+
+  if (!cls) throw new AppError('CLASS_NOT_FOUND', null, 'کلاس یافت نشد یا برای ثبت‌نام در دسترس نیست.');
+  return enrichClassForDisplay(cls);
+};
+
+module.exports = { getAll, getOne, create, update, remove, registerUsers, removeUser, getMyClasses, getPublicClasses, getPublicOne };
diff --git a/components/pendingStudents/pendingStudentController.js b/components/pendingStudents/pendingStudentController.js
new file mode 100644
index 0000000..5b3a2a9
--- /dev/null
+++ b/components/pendingStudents/pendingStudentController.js
@@ -0,0 +1,44 @@
+'use strict';
+
+const catchAsync = require('../../utils/catchAsync');
+const pendingStudentService = require('./pendingStudentService');
+const { successResponse, listResponse } = require('../../utils/apiResponse');
+
+exports.getPricing = catchAsync(async (req, res) => {
+  const preview = await pendingStudentService.getPricingPreview({
+    classId: req.query.classId,
+    type: req.query.type || 'enrollment',
+    paymentPlan: req.query.paymentPlan || 'full'
+  });
+  return successResponse(res, 200, 'Pricing preview retrieved successfully', preview);
+});
+
+exports.ensureUser = catchAsync(async (req, res) => {
+  const result = await pendingStudentService.findOrCreateUser(req.body);
+  return successResponse(res, 200, 'User ensured successfully', result);
+});
+
+exports.completeAfterPayment = catchAsync(async (req, res) => {
+  const pending = await pendingStudentService.createPendingStudentAfterPayment(req.body);
+  return successResponse(res, 201, 'Registration request submitted successfully', pending);
+});
+
+exports.getAll = catchAsync(async (req, res) => {
+  const { data, meta } = await pendingStudentService.getAllPendingStudents(req.query);
+  return listResponse(res, 200, data, meta);
+});
+
+exports.getOne = catchAsync(async (req, res) => {
+  const pending = await pendingStudentService.getPendingStudentById(req.params.id);
+  return successResponse(res, 200, 'Pending student retrieved successfully', pending);
+});
+
+exports.approve = catchAsync(async (req, res) => {
+  const result = await pendingStudentService.approvePendingStudent(req.params.id, req.user._id, req.body);
+  return successResponse(res, 200, 'Pending student approved successfully', result);
+});
+
+exports.reject = catchAsync(async (req, res) => {
+  const result = await pendingStudentService.rejectPendingStudent(req.params.id, req.user._id, req.body);
+  return successResponse(res, 200, 'Pending student rejected successfully', result);
+});
diff --git a/components/pendingStudents/pendingStudentModel.js b/components/pendingStudents/pendingStudentModel.js
new file mode 100644
index 0000000..e7d560d
--- /dev/null
+++ b/components/pendingStudents/pendingStudentModel.js
@@ -0,0 +1,60 @@
+'use strict';
+
+const mongoose = require('mongoose');
+
+const pendingStudentSchema = new mongoose.Schema({
+  user: {
+    type: mongoose.Schema.Types.ObjectId,
+    ref: 'User',
+    required: true,
+    index: true
+  },
+  class: {
+    type: mongoose.Schema.Types.ObjectId,
+    ref: 'Class',
+    required: true,
+    index: true
+  },
+  course: {
+    type: mongoose.Schema.Types.ObjectId,
+    ref: 'Course',
+    required: true
+  },
+  type: {
+    type: String,
+    enum: ['enrollment', 'class_request'],
+    required: true
+  },
+  paymentPlan: {
+    type: String,
+    enum: ['full', 'installments', 'deposit'],
+    required: true
+  },
+  tuitionFee: { type: Number, required: true, min: 0 },
+  classDiscount: { type: Number, default: 0, min: 0 },
+  paymentDiscount: { type: Number, default: 0, min: 0 },
+  totalAmount: { type: Number, required: true, min: 0 },
+  amountDueNow: { type: Number, required: true, min: 0 },
+  secondInstallmentAmount: { type: Number, default: 0, min: 0 },
+  secondInstallmentDueDate: { type: Date },
+  status: {
+    type: String,
+    enum: ['pending_payment', 'pending_review', 'approved', 'rejected', 'cancelled'],
+    default: 'pending_review',
+    index: true
+  },
+  payment: {
+    type: mongoose.Schema.Types.ObjectId,
+    ref: 'Payment'
+  },
+  paymentReference: { type: String, trim: true },
+  adminNotes: { type: String, trim: true, maxlength: 2000 },
+  reviewedBy: { type: mongoose.Schema.Types.ObjectId, ref: 'User' },
+  reviewedAt: { type: Date }
+}, {
+  timestamps: true
+});
+
+pendingStudentSchema.index({ user: 1, class: 1, type: 1, status: 1 });
+
+module.exports = mongoose.model('PendingStudent', pendingStudentSchema);
diff --git a/components/pendingStudents/pendingStudentRoutes.js b/components/pendingStudents/pendingStudentRoutes.js
new file mode 100644
index 0000000..d391fab
--- /dev/null
+++ b/components/pendingStudents/pendingStudentRoutes.js
@@ -0,0 +1,38 @@
+'use strict';
+
+const express = require('express');
+const pendingStudentController = require('./pendingStudentController');
+const authMiddleware = require('../../middlewares/authMiddleware');
+const perm = require('../../middlewares/permissionMiddleware');
+const { PERMISSIONS } = require('../../constants/permissions');
+
+const router = express.Router();
+
+router.get('/public/pricing', pendingStudentController.getPricing);
+router.post('/public/ensure-user', pendingStudentController.ensureUser);
+router.post('/public/complete', pendingStudentController.completeAfterPayment);
+
+router.use(authMiddleware);
+
+router.get(
+  '/admin/get-all',
+  perm.requires(PERMISSIONS.PENDING_STUDENTS_READ),
+  pendingStudentController.getAll
+);
+router.get(
+  '/admin/get-one/:id',
+  perm.requires(PERMISSIONS.PENDING_STUDENTS_READ),
+  pendingStudentController.getOne
+);
+router.post(
+  '/admin/:id/approve',
+  perm.requires(PERMISSIONS.PENDING_STUDENTS_UPDATE),
+  pendingStudentController.approve
+);
+router.post(
+  '/admin/:id/reject',
+  perm.requires(PERMISSIONS.PENDING_STUDENTS_UPDATE),
+  pendingStudentController.reject
+);
+
+module.exports = router;
diff --git a/components/pendingStudents/pendingStudentService.js b/components/pendingStudents/pendingStudentService.js
new file mode 100644
index 0000000..9028ed8
--- /dev/null
+++ b/components/pendingStudents/pendingStudentService.js
@@ -0,0 +1,355 @@
+'use strict';
+
+const PendingStudent = require('./pendingStudentModel');
+const Class = require('../classes/classModel');
+const User = require('../users/userModel');
+const Role = require('../roles/roleModel');
+const AppError = require('../../utils/AppError');
+const bcrypt = require('bcryptjs');
+const { calculateMeta, escapeRegex, getSearchTerm } = require('../../utils/pagination');
+const { calculateRegistrationPricing } = require('../../utils/registrationPricing');
+const { generateUsername, generateSimplePassword } = require('../../utils/credentials');
+const { sendAccountCreatedSms } = require('../../utils/senders/smsMessages');
+const { mergeFullName, normalizeGender } = require('../../utils/userProfile');
+const classService = require('../classes/classService');
+const paymentService = require('../payments/paymentService');
+const logger = require('../../utils/logger');
+const { recordAndSend } = require('../../utils/senders/notificationRecorder');
+
+const POPULATE_LIST = [
+  { path: 'user', select: 'name phoneNumber nationalIdCode email username' },
+  { path: 'class', select: 'name tuitionFee startDate days startTime endTime', populate: { path: 'course', select: 'title sectionCount' } },
+  { path: 'course', select: 'title sectionCount' },
+  { path: 'reviewedBy', select: 'name username' }
+];
+
+const normalizePhone = (value) => String(value || '').replace(/[\s\-()]/g, '').trim();
+
+const isValidNationalId = (code) => {
+  if (!/^\d{10}$/.test(code)) return false;
+  if (/^(\d)\1{9}$/.test(code)) return false;
+  const check = Number(code[9]);
+  const sum = code
+    .split('')
+    .slice(0, 9)
+    .reduce((acc, digit, index) => acc + Number(digit) * (10 - index), 0);
+  const remainder = sum % 11;
+  return (remainder < 2 && check === remainder) || (remainder >= 2 && check === 11 - remainder);
+};
+
+const getPublicClassForRegistration = async (classId) => {
+  const cls = await Class.findOne({
+    _id: classId,
+    isActive: { $ne: false },
+    showOnFrontend: { $ne: false }
+  })
+    .select('name course professor capacity tuitionFee hasDiscount discount freeSpots startDate endDate days startTime endTime isActive')
+    .populate({ path: 'course', select: 'title type description sectionCount hoursPerSection price' })
+    .populate({ path: 'professor', select: 'name surname' })
+    .lean();
+
+  if (!cls) throw new AppError('CLASS_NOT_FOUND', null, 'کلاس یافت نشد یا برای ثبت‌نام در دسترس نیست.');
+  return cls;
+};
+
+const getPricingPreview = async ({ classId, type = 'enrollment', paymentPlan = 'full' }) => {
+  const cls = await getPublicClassForRegistration(classId);
+  const pricing = calculateRegistrationPricing(cls, cls.course || {}, { type, paymentPlan });
+  return {
+    class: {
+      _id: cls._id,
+      name: cls.name,
+      course: cls.course,
+      professor: cls.professor,
+      startDate: cls.startDate,
+      days: cls.days,
+      startTime: cls.startTime,
+      endTime: cls.endTime,
+      finalTuitionFee: pricing.tuitionFee
+    },
+    pricing
+  };
+};
+
+const allocateUniqueUsername = async () => {
+  for (let attempt = 0; attempt < 12; attempt += 1) {
+    const username = generateUsername();
+    const exists = await User.exists({ username });
+    if (!exists) return username;
+  }
+  throw new AppError('INTERNAL_SERVER_ERROR', null, 'Could not generate a unique username');
+};
+
+const findOrCreateUser = async (body) => {
+  const name = mergeFullName(body.name, body.surname);
+  const nationalIdCode = String(body.nationalIdCode || body.nationalId || '').trim();
+  const phoneNumber = normalizePhone(body.phoneNumber || body.phone);
+  const email = body.email ? String(body.email).trim().toLowerCase() : undefined;
+  const gender = normalizeGender(body.gender);
+
+  if (!name) throw new AppError('VALIDATION_FAILED', { name: 'نام و نام خانوادگی الزامی است' });
+  if (!nationalIdCode) throw new AppError('VALIDATION_FAILED', { nationalIdCode: 'کد ملی الزامی است' });
+  if (!isValidNationalId(nationalIdCode)) {
+    throw new AppError('VALIDATION_FAILED', { nationalIdCode: 'کد ملی معتبر نیست' });
+  }
+  if (!phoneNumber) throw new AppError('VALIDATION_FAILED', { phoneNumber: 'شماره موبایل الزامی است' });
+  if (!/^(0?9\d{9}|\+989\d{9})$/.test(phoneNumber)) {
+    throw new AppError('VALIDATION_FAILED', { phoneNumber: 'شماره موبایل معتبر نیست' });
+  }
+
+  const normalizedPhone = phoneNumber.startsWith('+98')
+    ? `0${phoneNumber.slice(3)}`
+    : phoneNumber.startsWith('9') && phoneNumber.length === 10
+      ? `0${phoneNumber}`
+      : phoneNumber;
+
+  let user = await User.findOne({
+    $or: [{ phoneNumber: normalizedPhone }, { nationalIdCode }]
+  });
+
+  if (user) {
+    const updates = {};
+    if (user.name !== name) updates.name = name;
+    if (email && user.email !== email) updates.email = email;
+    if (gender && user.gender !== gender) updates.gender = gender;
+    if (user.phoneNumber !== normalizedPhone) updates.phoneNumber = normalizedPhone;
+    if (Object.keys(updates).length) {
+      user = await User.findByIdAndUpdate(user._id, updates, { new: true, runValidators: true });
+    }
+    return {
+      user: {
+        _id: user._id,
+        name: user.name,
+        phoneNumber: user.phoneNumber,
+        nationalIdCode: user.nationalIdCode,
+        email: user.email
+      },
+      isNewUser: false
+    };
+  }
+
+  const userRole = await Role.findOne({ name: 'User' });
+  if (!userRole) throw new AppError('DEFAULT_ROLE_NOT_FOUND');
+
+  const username = await allocateUniqueUsername();
+  const plainPassword = generateSimplePassword();
+  const passwordHash = await bcrypt.hash(plainPassword, 10);
+
+  user = await User.create({
+    name,
+    nationalIdCode,
+    phoneNumber: normalizedPhone,
+    email,
+    gender,
+    username,
+    passwordHash,
+    role: userRole._id,
+    preferredMessenger: ['SMS']
+  });
+
+  try {
+    await sendAccountCreatedSms(normalizedPhone, username, plainPassword, user._id);
+  } catch (err) {
+    logger.error(`[findOrCreateUser] Account SMS failed for ${normalizedPhone}: ${err.message}`);
+  }
+
+  return {
+    user: {
+      _id: user._id,
+      name: user.name,
+      phoneNumber: user.phoneNumber,
+      nationalIdCode: user.nationalIdCode,
+      email: user.email
+    },
+    isNewUser: true
+  };
+};
+
+const createPendingStudentAfterPayment = async (body) => {
+  const {
+    userId,
+    classId,
+    type = 'enrollment',
+    paymentPlan = 'full',
+    paymentReference
+  } = body;
+
+  if (!userId || !classId) {
+    throw new AppError('VALIDATION_FAILED', { form: 'اطلاعات ثبت‌نام ناقص است' });
+  }
+
+  const [user, cls] = await Promise.all([
+    User.findById(userId).select('_id name phoneNumber').lean(),
+    getPublicClassForRegistration(classId)
+  ]);
+  if (!user) throw new AppError('USER_NOT_FOUND');
+
+  const resolvedPlan = type === 'class_request' ? 'deposit' : paymentPlan;
+  const pricing = calculateRegistrationPricing(cls, cls.course || {}, { type, paymentPlan: resolvedPlan });
+
+  const existing = await PendingStudent.findOne({
+    user: userId,
+    class: classId,
+    type,
+    status: { $in: ['pending_payment', 'pending_review'] }
+  });
+  if (existing) {
+    throw new AppError('DUPLICATE_KEY', null, 'درخواست فعال برای این کلاس از قبل ثبت شده است.');
+  }
+
+  const pending = await PendingStudent.create({
+    user: userId,
+    class: classId,
+    course: cls.course._id,
+    type,
+    paymentPlan: pricing.paymentPlan,
+    tuitionFee: pricing.tuitionFee,
+    classDiscount: pricing.classDiscount,
+    paymentDiscount: pricing.paymentDiscount,
+    totalAmount: pricing.totalAmount,
+    amountDueNow: pricing.amountDueNow,
+    secondInstallmentAmount: pricing.secondInstallmentAmount,
+    secondInstallmentDueDate: pricing.secondInstallmentDueDate,
+    status: 'pending_review',
+    paymentReference: paymentReference || undefined
+  });
+
+  return PendingStudent.findById(pending._id).populate(POPULATE_LIST).lean();
+};
+
+const getAllPendingStudents = async (query = {}) => {
+  const page = parseInt(query.page, 10) || 1;
+  const limit = Math.min(parseInt(query.limit, 10) || 20, 200);
+  const skip = (page - 1) * limit;
+
+  const filter = {};
+  if (query.status) filter.status = query.status;
+  if (query.type) filter.type = query.type;
+  if (query.classId) filter.class = query.classId;
+
+  const searchTerm = getSearchTerm(query);
+  if (searchTerm) {
+    const searchRegex = new RegExp(escapeRegex(searchTerm), 'i');
+    const matchedUsers = await User.find({
+      $or: [
+        { name: searchRegex },
+        { phoneNumber: searchRegex },
+        { nationalIdCode: searchRegex }
+      ]
+    }).select('_id').lean();
+    filter.$or = [
+      { adminNotes: searchRegex },
+      { user: { $in: matchedUsers.map((u) => u._id) } }
+    ];
+  }
+
+  const [items, total] = await Promise.all([
+    PendingStudent.find(filter)
+      .populate(POPULATE_LIST)
+      .skip(skip)
+      .limit(limit)
+      .sort({ createdAt: -1 })
+      .lean(),
+    PendingStudent.countDocuments(filter)
+  ]);
+
+  return { data: items, meta: calculateMeta(total, page, limit) };
+};
+
+const getPendingStudentById = async (id) => {
+  const pending = await PendingStudent.findById(id).populate(POPULATE_LIST).lean();
+  if (!pending) throw new AppError('NOT_FOUND', null, 'درخواست در انتظار یافت نشد.');
+  return pending;
+};
+
+const sendClassRequestApprovedSms = async (user, courseTitle) => {
+  if (!user?.phoneNumber) return;
+  const body = `درخواست تشکیل کلاس جدید برای «${courseTitle}» تأیید شد. به‌زودی با شما هماهنگ می‌کنیم.`;
+  await recordAndSend({
+    userId: user._id,
+    channel: 'sms',
+    subject: 'تأیید درخواست کلاس',
+    body,
+    relatedEvent: 'class_request.approved',
+    sendFn: async () => {
+      logger.info(`[class_request.approved] SMS queued for ${user.phoneNumber}: ${body}`);
+      return { skipped: true, reason: 'template_pending' };
+    }
+  });
+};
+
+const approvePendingStudent = async (id, actorId, body = {}) => {
+  const pending = await PendingStudent.findById(id)
+    .populate({ path: 'user', select: 'name phoneNumber' })
+    .populate({ path: 'class', select: 'name course', populate: { path: 'course', select: 'title' } })
+    .populate({ path: 'course', select: 'title' });
+
+  if (!pending) throw new AppError('NOT_FOUND', null, 'درخواست در انتظار یافت نشد.');
+  if (!['pending_review', 'pending_payment'].includes(pending.status)) {
+    throw new AppError('VALIDATION_FAILED', null, 'این درخواست قابل تأیید نیست.');
+  }
+
+  if (pending.type === 'enrollment') {
+    await classService.registerUsers(pending.class._id, [pending.user._id], { sendSms: true });
+
+    const transactions = [{
+      amount: pending.amountDueNow,
+      status: 'paid',
+      method: 'online',
+      date: new Date(),
+      notes: 'پرداخت اولیه — تأیید توسط آموزشگاه'
+    }];
+
+    if (pending.paymentPlan === 'installments' && pending.secondInstallmentAmount > 0) {
+      transactions.push({
+        amount: pending.secondInstallmentAmount,
+        status: 'pending',
+        dueDate: pending.secondInstallmentDueDate || new Date(),
+        notes: 'قسط دوم'
+      });
+    }
+
+    await paymentService.createPayment({
+      user: pending.user._id,
+      classes: [pending.class._id],
+      course: pending.course,
+      amount: pending.paymentPlan === 'installments' ? pending.totalAmount : pending.tuitionFee,
+      discount: pending.paymentDiscount,
+      notes: body.adminNotes || pending.adminNotes || '',
+      transactions,
+      sendSms: false
+    }, actorId);
+  } else {
+    const courseTitle = pending.course?.title || pending.class?.course?.title || pending.class?.name || 'دوره';
+    await sendClassRequestApprovedSms(pending.user, courseTitle);
+  }
+
+  await PendingStudent.findByIdAndDelete(id);
+
+  return { approved: true, type: pending.type };
+};
+
+const rejectPendingStudent = async (id, actorId, body = {}) => {
+  const pending = await PendingStudent.findById(id);
+  if (!pending) throw new AppError('NOT_FOUND', null, 'درخواست در انتظار یافت نشد.');
+  if (!['pending_review', 'pending_payment'].includes(pending.status)) {
+    throw new AppError('VALIDATION_FAILED', null, 'این درخواست قابل رد کردن نیست.');
+  }
+
+  if (body.adminNotes != null) {
+    logger.info(`[rejectPendingStudent] ${id} by ${actorId}: ${String(body.adminNotes).trim()}`);
+  }
+
+  await PendingStudent.findByIdAndDelete(id);
+  return { rejected: true };
+};
+
+module.exports = {
+  getPricingPreview,
+  findOrCreateUser,
+  createPendingStudentAfterPayment,
+  getAllPendingStudents,
+  getPendingStudentById,
+  approvePendingStudent,
+  rejectPendingStudent
+};
diff --git a/constants/permissions.js b/constants/permissions.js
index 4c935d8..625f87a 100644
--- a/constants/permissions.js
+++ b/constants/permissions.js
@@ -86,7 +86,11 @@ const PERMISSIONS = {
 
   // Contact inquiries (website form)
   CONTACT_INQUIRIES_READ: 'contact_inquiries:read',
-  CONTACT_INQUIRIES_UPDATE: 'contact_inquiries:update'
+  CONTACT_INQUIRIES_UPDATE: 'contact_inquiries:update',
+
+  // Pending student registrations
+  PENDING_STUDENTS_READ: 'pending_students:read',
+  PENDING_STUDENTS_UPDATE: 'pending_students:update'
 };
 
 const ALL_PERMISSIONS = Object.values(PERMISSIONS);
diff --git a/constants/registration.js b/constants/registration.js
new file mode 100644
index 0000000..0bcbe7c
--- /dev/null
+++ b/constants/registration.js
@@ -0,0 +1,9 @@
+'use strict';
+
+const FULL_PAYMENT_DISCOUNT = 500_000;
+const CLASS_REQUEST_DEPOSIT_RATE = 0.10;
+
+module.exports = {
+  FULL_PAYMENT_DISCOUNT,
+  CLASS_REQUEST_DEPOSIT_RATE
+};
diff --git a/seed.js b/seed.js
index 269580a..8ce03ec 100644
--- a/seed.js
+++ b/seed.js
@@ -55,7 +55,9 @@ const defaultRoles = [
       PERMISSIONS.LOGS_READ,
       PERMISSIONS.LOGS_SEARCH,
       PERMISSIONS.CONTACT_INQUIRIES_READ,
-      PERMISSIONS.CONTACT_INQUIRIES_UPDATE
+      PERMISSIONS.CONTACT_INQUIRIES_UPDATE,
+      PERMISSIONS.PENDING_STUDENTS_READ,
+      PERMISSIONS.PENDING_STUDENTS_UPDATE
     ],
     isSystem: true
   },
diff --git a/utils/registrationPricing.js b/utils/registrationPricing.js
new file mode 100644
index 0000000..b63e143
--- /dev/null
+++ b/utils/registrationPricing.js
@@ -0,0 +1,94 @@
+'use strict';
+
+const { FULL_PAYMENT_DISCOUNT, CLASS_REQUEST_DEPOSIT_RATE } = require('../constants/registration');
+
+const getFinalTuition = (cls = {}) => {
+  const tuitionFee = Math.max(0, Number(cls.tuitionFee) || 0);
+  const classDiscount = cls.hasDiscount ? Math.max(0, Number(cls.discount) || 0) : 0;
+  return Math.max(0, tuitionFee - Math.min(classDiscount, tuitionFee));
+};
+
+const calculateMidpointDueDate = (cls = {}, course = {}) => {
+  const startDate = cls.startDate ? new Date(cls.startDate) : null;
+  if (!startDate || Number.isNaN(startDate.getTime())) return null;
+
+  const sectionCount = Math.max(1, Number(course.sectionCount) || 1);
+  const sessionsPerWeek = Math.max(1, (cls.days || []).length || 1);
+  const totalWeeks = sectionCount / sessionsPerWeek;
+  const weeksUntilDue = totalWeeks / 2;
+
+  const due = new Date(startDate);
+  due.setDate(due.getDate() + Math.round(weeksUntilDue * 7));
+  return due;
+};
+
+const calculateEnrollmentPricing = (cls = {}, course = {}, paymentPlan = 'full') => {
+  const tuitionFee = getFinalTuition(cls);
+
+  if (paymentPlan === 'installments') {
+    const totalAmount = tuitionFee;
+    const amountDueNow = Math.ceil(totalAmount / 2);
+    const secondInstallmentAmount = Math.max(0, totalAmount - amountDueNow);
+
+    return {
+      type: 'enrollment',
+      paymentPlan: 'installments',
+      tuitionFee,
+      classDiscount: cls.hasDiscount ? Math.max(0, Number(cls.discount) || 0) : 0,
+      paymentDiscount: 0,
+      totalAmount,
+      amountDueNow,
+      secondInstallmentAmount,
+      secondInstallmentDueDate: calculateMidpointDueDate(cls, course)
+    };
+  }
+
+  const paymentDiscount = Math.min(FULL_PAYMENT_DISCOUNT, tuitionFee);
+  const totalAmount = Math.max(0, tuitionFee - paymentDiscount);
+
+  return {
+    type: 'enrollment',
+    paymentPlan: 'full',
+    tuitionFee,
+    classDiscount: cls.hasDiscount ? Math.max(0, Number(cls.discount) || 0) : 0,
+    paymentDiscount,
+    totalAmount,
+    amountDueNow: totalAmount,
+    secondInstallmentAmount: 0,
+    secondInstallmentDueDate: null
+  };
+};
+
+const calculateClassRequestPricing = (cls = {}) => {
+  const tuitionFee = getFinalTuition(cls);
+  const amountDueNow = Math.ceil(tuitionFee * CLASS_REQUEST_DEPOSIT_RATE);
+
+  return {
+    type: 'class_request',
+    paymentPlan: 'deposit',
+    tuitionFee,
+    classDiscount: cls.hasDiscount ? Math.max(0, Number(cls.discount) || 0) : 0,
+    paymentDiscount: 0,
+    totalAmount: amountDueNow,
+    amountDueNow,
+    secondInstallmentAmount: 0,
+    secondInstallmentDueDate: null
+  };
+};
+
+const calculateRegistrationPricing = (cls = {}, course = {}, { type = 'enrollment', paymentPlan = 'full' } = {}) => {
+  if (type === 'class_request') {
+    return calculateClassRequestPricing(cls);
+  }
+  return calculateEnrollmentPricing(cls, course, paymentPlan);
+};
+
+module.exports = {
+  FULL_PAYMENT_DISCOUNT,
+  CLASS_REQUEST_DEPOSIT_RATE,
+  getFinalTuition,
+  calculateMidpointDueDate,
+  calculateEnrollmentPricing,
+  calculateClassRequestPricing,
+  calculateRegistrationPricing
+};
diff --git a/utils/registrationPricing.test.js b/utils/registrationPricing.test.js
new file mode 100644
index 0000000..af4d9a7
--- /dev/null
+++ b/utils/registrationPricing.test.js
@@ -0,0 +1,46 @@
+'use strict';
+
+const test = require('node:test');
+const assert = require('node:assert/strict');
+const {
+  calculateEnrollmentPricing,
+  calculateClassRequestPricing,
+  calculateMidpointDueDate
+} = require('./registrationPricing');
+
+test('full payment applies 500k discount', () => {
+  const result = calculateEnrollmentPricing(
+    { tuitionFee: 5_000_000, hasDiscount: false },
+    { sectionCount: 16 },
+    'full'
+  );
+  assert.equal(result.totalAmount, 4_500_000);
+  assert.equal(result.paymentDiscount, 500_000);
+  assert.equal(result.amountDueNow, 4_500_000);
+});
+
+test('installments charge full tuition with half due now', () => {
+  const result = calculateEnrollmentPricing(
+    { tuitionFee: 4_000_000, hasDiscount: false, startDate: '2026-09-01', days: [2, 4] },
+    { sectionCount: 16 },
+    'installments'
+  );
+  assert.equal(result.totalAmount, 4_000_000);
+  assert.equal(result.amountDueNow, 2_000_000);
+  assert.equal(result.secondInstallmentAmount, 2_000_000);
+  assert.ok(result.secondInstallmentDueDate);
+});
+
+test('class request deposit is 10 percent', () => {
+  const result = calculateClassRequestPricing({ tuitionFee: 3_000_000, hasDiscount: false });
+  assert.equal(result.amountDueNow, 300_000);
+  assert.equal(result.paymentPlan, 'deposit');
+});
+
+test('midpoint due date is halfway through course duration', () => {
+  const due = calculateMidpointDueDate(
+    { startDate: '2026-01-01', days: [2, 4] },
+    { sectionCount: 16 }
+  );
+  assert.equal(due.toISOString().slice(0, 10), '2026-01-29');
+});