fix: clarify why SMS delivery is skipped when a channel gate is off

Surface env vs dashboard disable reasons in SMS logs so password reset and other sends are easier to diagnose when only one layer is enabled.

utils/senders/sms.base.js

@@ -4,7 +4,7 @@
 const axios = require('axios');
 const config = require('../../config/config');
 const logger = require('../logger');
-const { isMessagingChannelEnabled } = require('../../components/settings/messagingFlags');
+const { getMessagingChannelState } = require('../../components/settings/messagingFlags');
 
 const toBoolean = (value) => {
   if (typeof value === 'boolean') return value;
@@ -22,16 +22,23 @@ const redactSmsParams = (params = []) => (
 );
 
 const sendSingleSms = async (mobile, templateId, params = []) => {
-  console.log('[SMS] About to send notification:', {
+  const channelState = await getMessagingChannelState('sms');
+
+  logger.info('[SMS] About to send notification:', {
     mobile,
     templateId,
     params: redactSmsParams(params),
-    SMS_ENABLED: config.SMS_ENABLED,
+    SMS_ENABLED: channelState.envEnabled,
+    dashboardEnabled: channelState.dbEnabled,
   });
 
-  if (!(await isMessagingChannelEnabled('sms'))) {
-    logger.info(`[SMS] Skipped (channel disabled) → ${mobile} template=${templateId}`);
-    return { skipped: true, reason: 'channel_disabled' };
+  if (!channelState.enabled) {
+    const reason = channelState.blockReason || 'channel_disabled';
+    const detail = reason === 'dashboard_disabled'
+      ? 'dashboard smsEnabled=false'
+      : 'SMS_ENABLED env flag is false';
+    logger.info(`[SMS] Skipped (${detail}) → ${mobile} template=${templateId}`);
+    return { skipped: true, reason };
   }
 
   if (!templateId) {