feat: send account and invoice SMS from stored template IDs

Move sms.ir template IDs out of env into settings so SuperAdmin can manage them, and record every outbound SMS status in notifications.

components/users/userService.js

@@ -175,7 +175,7 @@ const createUserAdmin = async (body) => {
   });
 
   try {
-    await sendAccountCreatedSms(profile.phoneNumber, username, plainPassword);
+    await sendAccountCreatedSms(profile.phoneNumber, username, plainPassword, user._id);
   } catch (err) {
     logger.error(`[createUserAdmin] Account SMS failed for ${profile.phoneNumber}: ${err.message}`);
   }