feat: send account and invoice SMS from stored template IDs

Move sms.ir template IDs out of env into settings so SuperAdmin can manage them, and record every outbound SMS status in notifications.

components/payments/paymentService.js

@@ -7,6 +7,8 @@ const eventEmitter = require('../../events/eventEmitter');
 const EVENT_NAMES = require('../../constants/eventNames');
 const { calculateMeta, escapeRegex, getSearchTerm } = require('../../utils/pagination');
 const User = require('../users/userModel');
+const { sendInvoiceCreatedSms } = require('../../utils/senders/smsMessages');
+const logger = require('../../utils/logger');
 
 const getAllPayments = async (query) => {
   const page = parseInt(query.page) || 1;
@@ -71,6 +73,15 @@ const createPayment = async (body, actorId = null) => {
     });
   }
 
+  try {
+    const user = await User.findById(payment.user).select('phoneNumber').lean();
+    if (user?.phoneNumber) {
+      await sendInvoiceCreatedSms(user.phoneNumber, payment.amount, user._id);
+    }
+  } catch (err) {
+    logger.error(`[createPayment] Invoice SMS failed for payment ${payment._id}: ${err.message}`);
+  }
+
   return getPaymentById(payment._id);
 };